Mortgage Resource
Outline Financial
I CANNOT STRESS THIS ENOUGH —The best person to have in your corner besides a Realtor®️ is a really great Mortgage Broker! Their job isn’t just to find you the best rate from all lending sources; it’s also to get you set up with a budget that you can be 100% confident with as you go into offers and negotiations for your purchase. Every deal I have done with Outline’s assistance has gone incredibly smoothly from the start, and I don’t get any kick-back from recommending them.
If you have a good broker, then great! But pleeeaaase don’t just go to your bank because “you’ve been there forever.” A good broker will tell you if your bank is the best rate or not.
Below are several articles from Outline Financial. They are in no particular order, but you will find at least a few that are relevant to you:
Bank of Canada Reduction - June 2024
Buying a House with Friends - Co-Ownership
Guide to Condo Occupancy - Moving in to a Brand New Building
Family Gifting - For Down Payments
First-Time Home Buyer’s Incentive Program
“Going, Going, Gone” - Preparing the Best Offer for Your Dream Home Purchase
New To Canada? - How to Obtain a Mortgage for New Canadians
Prohibition of Purchase of Residential Properties by Non-Canadians (as of Jan1, 2023)
Renovating Your Home Before Sale
Garden Suites and Laneway Houses
Guide to Assignments - Selling Your Pre-Construction Condo Purchase